How do I cash out my Cash App balance?

Tap the balance in your home screen, tap 'Cash Out', select amount, choose your bank, and tap 'Cash Out'. Standard deposits are free (1-3 days), instant deposits cost 0.5-1.75% (arrives in minutes).

What happens to my Bitcoin?

You must sell all Bitcoin for USD or transfer it to an external wallet before closing your account. Bitcoin cannot be recovered after account closure. Consider tax implications before selling.

Will I lose my transaction history?

Yes. All transaction history is permanently deleted. Download monthly statements from Profile > Statements before closure for tax records and personal documentation.

Can someone else take my $Cashtag?

Yes. Your $Cashtag becomes immediately available after account closure and anyone can claim it. If you have a recognizable tag, someone could potentially impersonate you for payments.

What happens to my Cash Card?

Cancel your Cash Card before closing your account. Destroy the physical card after cancellation. Remove it from any subscriptions or auto-pay services first.

Can I reopen my Cash App account?

No. Account closure is permanent. You cannot reopen a closed account. To use Cash App again, you must create an entirely new account with a different phone number and $Cashtag.

How to Delete Your Cash App Account - Step-by-Step Guide (2025)

Written & Verified By

Delete.Directory Content Team

Our team of financial privacy and digital payment specialists verify every deletion process through hands-on testing.

This guide helps you permanently delete your Cash App account. We believe in digital autonomy: your right to leave any platform should be as easy as joining it. Follow these verified steps to ensure complete account deletion.

How We Verified This Guide

Methodology: Hands-on testing with live accounts

Quick Information

Time Required

10 minutes

Difficulty

medium

Steps

5 steps

Official Resources

Cash App Help - Close Your Account

Official deletion guide from Cash App

Additional Resources

[1]

Cash App Privacy Policy

Official privacy policy detailing data handling and user rights

[2]

Cash Out to Bank

How to transfer your Cash App balance before closure

[3]

Sell Bitcoin on Cash App

Guide to selling Bitcoin before account closure

Step-by-Step Guide

Cash Out All USD Balance

Your Cash App balance must be $0.00 to close your account. Tap 'Cash Out' and transfer all USD to your linked bank account. Standard deposits are free and arrive in 1-3 business days.

Tips

•Instant deposits available for 0.5-1.75% fee
•Standard deposits are free
•Even $0.01 remaining prevents closure

Warnings

•Cannot close account with any USD balance
•Pending cash-outs must complete first

Sell or Transfer All Bitcoin

If you have any Bitcoin (BTC) in Cash App, you must sell it for USD or transfer it to an external wallet before closure. Go to Bitcoin tab, tap 'Sell', and convert all BTC to cash, then cash out.

Tips

•Can transfer BTC to external wallet instead of selling
•Selling BTC may have tax implications
•Bitcoin sales settle to your Cash balance

Warnings

•Cannot close account with Bitcoin balance
•Consider tax implications before selling

Cancel Cash Card

If you have a Cash Card (Cash App debit card), cancel it before closing your account. Go to Cash Card tab, tap the card, and select 'Cancel Cash Card'.

Tips

•Destroy physical card after cancellation
•Remove Cash Card from any subscriptions or auto-pay

Navigate to Account Settings

Open Cash App, tap your profile icon, scroll down to 'Support', then select 'Something Else' > 'Account Settings' > 'Close My Cash App Account'.

Tips

•Must use mobile app - no web option
•Path may vary slightly by app version

Warnings

•Make sure balance is $0.00 before this step
•All requirements must be met to proceed

Confirm Account Closure

Review Cash App's warning about losing transaction history and your $Cashtag. Tap 'Confirm' to close your account. Closure is immediate once all requirements are met.

Warnings

•Transaction history permanently deleted
•$Cashtag becomes available to others
•Cannot reopen closed account

Important Warnings

Must Sell or Transfer All Bitcoin

You cannot close your Cash App account if you have any Bitcoin balance. You must either sell all BTC for USD (then cash out) or transfer your Bitcoin to an external wallet. Bitcoin cannot be recovered after account closure.

Balance Must Be Exactly $0.00

Your Cash App USD balance must be exactly $0.00 to close your account. Even $0.01 remaining prevents closure. Cash out all funds to your bank account before attempting closure. Standard transfers take 1-3 business days.

Transaction History Permanently Deleted

All payment history, receipts, and transaction records are permanently deleted when you close your account. Download statements or screenshot important transactions before closure for tax records or personal documentation.

$Cashtag Becomes Available to Others

Your $Cashtag (e.g., $YourName) becomes immediately available for anyone to claim after account closure. Someone could potentially take your $Cashtag and impersonate you. Consider this if you have a recognizable tag.

Stock Investments Must Be Sold

If you have invested in stocks through Cash App Investing, all positions must be sold and proceeds withdrawn before account closure. Fractional shares cannot be transferred to other brokerages.

Data Retained for Compliance

Even after account closure, Cash App retains certain financial transaction data for 5-7 years for legal, tax, and anti-money laundering compliance. Your data is not immediately deleted from all systems.

Alternatives to Consider

Disable Cash Card Only

easy

Instead of closing your entire account, just cancel your Cash Card and remove payment methods. This stops physical card use while maintaining your Cash App for occasional digital payments.

Pros

•Keep account for emergency payments
•Preserve transaction history
•Can reactivate easily
•Maintain Bitcoin holdings

Cons

•Account data remains on Cash App servers
•Phone number stays registered
•Doesn't address privacy concerns fully
•Still vulnerable to account access

3 min

Export Transaction History First

easy

Before closure, export your complete transaction history for tax purposes and personal records. Go to Profile > Statements to download monthly statements as PDFs.

Pros

•Keep complete payment records
•Essential for tax filing
•Reference for disputed charges
•Free download from Cash App

Cons

•Manual download for each month
•Data is in PDF format
•Must save before closure
•Doesn't preserve the account

10 min

Transfer Bitcoin to External Wallet

medium

Before closing, transfer your Bitcoin to an external wallet like Coinbase, hardware wallet, or other crypto platform instead of selling. This preserves your BTC holdings outside Cash App.

Pros

•Keep your Bitcoin investment
•Avoid selling at bad time
•More control over crypto assets
•Avoid potential tax event from selling

Cons

•Requires external wallet setup
•Network fees for BTC transfer
•Must know external wallet address
•Cannot reverse if sent to wrong address

15 min

Frequently Asked Questions

No. Your balance must be exactly $0.00, and you must have no Bitcoin or stock holdings. Cash out all USD, sell or transfer all Bitcoin, and sell all stocks before attempting closure.

References & Citations

[1]
Cash App Privacy Policy
Official privacy policy detailing data handling and user rights
https://cash.app/legal/us/en-us/privacy
[2]
Cash Out to Bank
How to transfer your Cash App balance before closure
https://cash.app/help/us/en-us/3080-cash-out
[3]
Sell Bitcoin on Cash App
Guide to selling Bitcoin before account closure
https://cash.app/help/us/en-us/6482-sell-bitcoin

All citations verified as of 11/8/2025. We regularly review and update all external links to ensure accuracy.

Found incorrect information?

We strive for accuracy. If something's outdated or wrong, let us know.

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Critical Warnings

Must Sell or Transfer All Bitcoin
You cannot close your Cash App account if you have any Bitcoin balance. You must either sell all BTC...
Balance Must Be Exactly $0.00
Your Cash App USD balance must be exactly $0.00 to close your account. Even $0.01 remaining prevents...
Transaction History Permanently Deleted
All payment history, receipts, and transaction records are permanently deleted when you close your a...

Last Updated

November 8, 2025

Cash App Account Deletion

How We Verified This Guide

Quick Information

Official Resources

Additional Resources

Step-by-Step Guide

Cash Out All USD Balance

Sell or Transfer All Bitcoin

Cancel Cash Card

Navigate to Account Settings

Confirm Account Closure

Important Warnings

Must Sell or Transfer All Bitcoin

Balance Must Be Exactly $0.00

Transaction History Permanently Deleted

$Cashtag Becomes Available to Others

Stock Investments Must Be Sold

Data Retained for Compliance

Alternatives to Consider

Disable Cash Card Only

Export Transaction History First

Transfer Bitcoin to External Wallet

Frequently Asked Questions

References & Citations

Found incorrect information?

Quick Navigation

Related Guides

Critical Warnings

Tags