Will Revolut delete all my data?

As a regulated financial institution, Revolut must retain certain transaction and identity records for 5-7 years for legal, regulatory, and tax compliance.

How long does account closure take?

After you request closure, it typically takes 3-5 business days to process. You'll receive email confirmation when complete.

What happens to my Premium subscription?

Cancel your Premium or Metal subscription before closure. You won't receive refunds for unused subscription time.

Can I close my account if I have pending transactions?

No, all pending transactions, disputes, and chargebacks must be resolved before you can close your account. This can take several weeks.

What happens to my transaction history?

Download your transaction history before closure if you need it for tax or record-keeping. It won't be accessible after closure.

Can I reopen my account after closure?

Account closure is permanent. You can create a new Revolut account, but it will be treated as a completely new application with fresh verification.

What about my Revolut card?

After closure is confirmed, securely cut up and dispose of all physical Revolut cards. They will no longer work.

How to Delete Your Revolut Account - Step-by-Step Guide (2025)

Written & Verified By

Delete.Directory Content Team

Our team of privacy advocates and digital rights experts has helped over 100,000 users reclaim control of their online presence. We test every deletion process to ensure accuracy.

This guide helps you permanently delete your Revolut account. We believe in digital autonomy: your right to leave any platform should be as easy as joining it. Follow these verified steps to ensure complete account deletion.

How We Verified This Guide

Methodology: Hands-on testing with live accounts

Quick Information

Time Required

15 minutes

Difficulty

medium

Steps

5 steps

Official Resources

Official Revolut Help - Close Account

Official deletion guide from Revolut

Additional Resources

[1]

Revolut Privacy Policy

Official privacy policy explaining data handling

[2]

Revolut Terms

Legal terms regarding account closure

[3]

Revolut Data Protection

Information about data protection

Step-by-Step Guide

Withdraw all funds

Transfer all money from your Revolut account. Your balance must be zero in all currencies before you can close the account.

Tips

•Check all currency wallets
•Withdraw crypto holdings separately
•Transfer to external bank account

Warnings

•Cannot close account with remaining balance

Cancel subscriptions and services

Cancel any Premium, Metal, or other paid subscriptions. Disable any recurring payments, vaults, or scheduled transfers.

Tips

•Cancel subscriptions in app settings
•Remove all linked services
•Wait for pending transactions to clear

Open Revolut app

Launch the Revolut app on your device. Tap your profile icon in the top left corner.

Tips

•Ensure app is updated
•Have your password/PIN ready
•Download transaction history if needed

Navigate to account closure

Tap 'Account' > 'Close account' or go to 'Help' > search 'close account'. Follow the prompts to initiate closure.

Tips

•Read all warnings carefully
•Confirm you have no pending matters
•Request data export if desired

Warnings

•Financial institutions retain some records for compliance

Confirm closure

Confirm your decision to close the account. Revolut will process the closure, which may take a few days. You'll receive confirmation when complete.

Tips

•Save confirmation email
•Closure may take 3-5 business days
•Cut up physical cards after confirmation

Important Warnings

Financial records retention

As a regulated financial institution, Revolut must retain certain transaction records for legal, regulatory, and tax compliance purposes, typically for 5-7 years.

Must have zero balance

You cannot close your account until all balances in all currencies are zero. Withdraw all funds before initiating closure.

Pending transactions must clear

All pending transactions, disputes, and chargebacks must be resolved before account closure. This can take several weeks.

Subscriptions must be cancelled

Cancel all paid subscriptions (Premium, Metal, etc.) before closure to avoid billing issues.

Physical cards

Cut up and dispose of physical Revolut cards securely after account closure is confirmed.

Processing time

Account closure may take 3-5 business days to process after you submit the request.

Alternatives to Consider

Downgrade to free plan

easy

Cancel Premium/Metal subscription but keep your basic Revolut account.

Pros

•Maintains transaction history
•Can reactivate premium anytime
•Keeps account for emergency use

Cons

•Data remains on Revolut servers
•Limited features on free plan
•Account still active

5 min

Stop using without closing

easy

Withdraw funds and stop using Revolut while keeping account dormant.

Pros

•Can reactivate if needed
•Maintains transaction history
•No closure process needed

Cons

•Account and data remain
•May receive notifications
•Doesn't fully address privacy

10 min

Switch to alternative fintech

medium

Close Revolut and move to alternative digital banking with different features or privacy practices.

Pros

•Can choose better options
•Fresh financial start
•May find better features

Cons

•Lose transaction history
•Need to set up new accounts
•Transfer all services

60 min

Frequently Asked Questions

No, you must withdraw all funds and have a zero balance in all currencies before you can close your account.

References & Citations

[1]
Revolut Privacy Policy
Official privacy policy explaining data handling
https://www.revolut.com/legal/privacy
[2]
Revolut Terms
Legal terms regarding account closure
https://www.revolut.com/legal/terms
[3]
Revolut Data Protection
Information about data protection
https://www.revolut.com/help/profile-plan/profile-security/how-is-my-personal-data-protected

All citations verified as of 11/8/2025. We regularly review and update all external links to ensure accuracy.

Found incorrect information?

We strive for accuracy. If something's outdated or wrong, let us know.

Report incorrect information

Quick Navigation

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chime

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coinbase

Cryptocurrency platform (Revolut offers crypto)

Critical Warnings

Financial records retention
As a regulated financial institution, Revolut must retain certain transaction records for legal, reg...
Must have zero balance
You cannot close your account until all balances in all currencies are zero. Withdraw all funds befo...
Pending transactions must clear
All pending transactions, disputes, and chargebacks must be resolved before account closure. This ca...

Last Updated

November 8, 2025

Revolut Account Deletion

How We Verified This Guide

Quick Information

Official Resources

Additional Resources

Step-by-Step Guide

Withdraw all funds

Cancel subscriptions and services

Open Revolut app

Navigate to account closure

Confirm closure

Important Warnings

Financial records retention

Must have zero balance

Pending transactions must clear

Subscriptions must be cancelled

Physical cards

Processing time

Alternatives to Consider

Downgrade to free plan

Stop using without closing

Switch to alternative fintech

Frequently Asked Questions

References & Citations

Found incorrect information?

Quick Navigation

Related Guides

Critical Warnings

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